Pay at Your Own Pace Starting at 0% APR
Invest in your future without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments starting at 0% APR with no hidden fees.
Choose 3, 6, or 12 Monthly Payments
1. Fill Your Cart
Select Affirm at checkout, then enter a few simple pieces of info for a real-time decision.
2. Choose How You Pay
Pick the payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay Over Time
Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders.
Just Select Affirm at Checkout
Buy with Confidence
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Payment Plan FAQ
Can I pay off my purchase early? Answer
Yes! There’s no penalty for paying early.
How do I make my payments? Answer
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score? Answer
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s customer Help Center.
Do I need a mobile number to use Affirm? Answer
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm? Answer
You can visit their website at affirm.com.