Pay at Your Own Pace Starting at 0% APR

Invest in your future without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments starting at 0% APR with no hidden fees.

Choose 3, 6, or 12 Monthly Payments

1. Fill Your Cart

Select Affirm at checkout, then enter a few simple pieces of info for a real-time decision.

2. Choose How You Pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay Over Time

Make payments to or in the Affirm app. You’ll get email and text reminders.

Just Select Affirm at Checkout

Pay at your own pace starting at 0% APR

Buy with Confidence

Affirm tells you up front the total amount you’ll pay. That number will never go up.

You choose the payment schedule that works for you.

Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. See for important info on state licenses and notifications.

Payment Plan FAQ

Can I pay off my purchase early? Answer

Yes! There’s no penalty for paying early.

How do I make my payments? Answer

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score? Answer

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s customer Help Center.

Do I need a mobile number to use Affirm? Answer

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm? Answer

You can visit their website at

Choose Your Certification