Pay over time, your way
Start your certification now. Pay over time with flexible, affordable options.
We offer two ways to make investing in your future more accessible so you can focus on your education, not your upfront cost.
Two Ways to Pay, One Simple Path Forward
Choose the payment plan that fits your needs. Whether you prefer to work directly with AFPA or use Affirm, both options are designed to make your education more affordable and accessible from day one.

In-House Payment Plans
0% Interest. No Credit Check. Just Easy Monthly Payments.
Available for these top certifications:
- Health & Wellness Coach Certification
- Holistic Nutrition Coach Certification
- Personal Trainer Certification
Get started today and pay over time with no interest and no third-party lender.
How it works:
- Select your eligible certification.
- Choose the AFPA Payment Plan before checkout.
- Make your first payment and start learning right away.
โ๏ธ No credit check
โ๏ธ No interest
โ๏ธ Easy monthly payments

Affirm Payment Plans
Flexible Terms Starting at 0% APR
Available for most AFPA certifications, certificates, and bundles.
Choose Affirm at checkout to split your purchase into 3, 6, or 12 monthly payments.
Affirm offers instant decisions, no hidden fees, and a simple mobile app to manage your plan.
How it works:
- Add your course to the cart.
- Choose โAffirmโ at checkout.
- Pick your preferred plan.
- Make payments via affirm.com or the Affirm app.
โ๏ธ No hard credit check
โ๏ธ Transparent pricing
โ๏ธ Easy monthly payments
Both Payment Plan Options Offerโฆ
Affordable Monthly Payments
Break your tuition into manageable installments that work with your budget.
Immediate Access
Enroll today and begin your certification without waiting to pay it all off.
Budget-Friendly Flexibility
Choose a plan length and structure that fits your financial goals and timeline.
No Hidden Fees
What you see is what you pay. No surprise charges. Just a simple path forward..
In-House Payment Plan FAQ
How do I make my payments? Answer
Payments are automatically withdrawn from the credit or debit card on file based on the cadence chosen at checkout (3 or 6 months). You will receive a reminder email of your upcoming payment 7 days before and 1 day before payment is withdrawn.
You may change your payment method on file at at any time by logging into your AFPA customer account at afpafitness.com (My Account > Payment Methods) or contacting info@afpafitness.com for help.
Are there additional fees for payment plans? Answer
Noโthere are no additional fees or penalties for signing up for an AFPA payment plan.
Where can I learn more about AFPA payment plans? Answer
A dedicated Enrollment Specialist would be happy to answer any additional questions you have about payment plans. Reach out to us at 800.494.7782 or info@afpafitness.com.
Affirm Payment Plan FAQ
Can I pay off my purchase early? Answer
Yes! Thereโs no penalty for paying early.
How do I make my payments? Answer
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score? Answer
Noโyour credit score wonโt be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirmโs customer Help Center.
Do I need a mobile number to use Affirm? Answer
Yes, youโll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify itโs really you who is creating your account and signing in.
Where can I learn more about Affirm? Answer
You can visit their website atย affirm.com.
